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About Gym And Fitness

Gym and Fitness has partnered with a finance company to give some great flexible finance options. Instead of paying the high monthly fees for a gym membership, why not put that money towards you very own gym equipment. That way you can listen to your own choice of music while you train and you also get something to keep at the end of it! This means you can take your gear home now to start training, while you pay it off in installments.

Is there a minimum amount?
Yes, payment plans are only available for purchases over $1200.

What are the repayment frequencies?
Repayments can be set up to be debited from your bank account either weekly, fortnightly or monthly.

What length terms are available?
Your equipment can be paid of over 6, 12, 18, 24 or 36 months.

Do I need a deposit?
This is up to the finance company and your financial position. Sometimes they are willing to finance 100% of the purchase if that is what you want where as other times they may request a deposit (around 10-20%). If you would like to pay a larger deposit that is also fine.

Can I pay off the finance before the term is complete?
Yes, in order to provide the most flexible payment solutions available, you can pay off your finance early.

What is involved in a payment plan?
Once you decide on the equipment and the payment term and frequency, we can send you out a simple 1 page application form. Once this is returned to us (either via fax, email or post) we usually hear back from the finance company the same day and aim to have the finance agreement sent to you with a return envelope that same day.

Are interest free terms available?
This varies depending on the amount of equipment that you are after. The more equipment you purchase, the longer the interest free period may be. As a rough guide see the table below.
 

PURCHASE AMOUNT INTEREST FREE TERM
<$2000 0 Months
$2001-$4000 6 Months
$4001-$7000 12 Months
$7001-$10,000 18 Months

How do I know what the repayments will be?
Once you contact us with the equipment you require we can prepare a quote which includes breakdowns of the different payment options like the one below.

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